|9.30 – 10.00||Registration|
|10.00 – 10.10||Welcome note|
|10.10 – 10.30||Opening Remarks|
|Bojan Fras, Vicegovernor, Croatian National Bank|
|10.30 – 10.40||Presentation: EOS Matrix Croatia – “Payment practice survey – 2020”|
|10.40 – 11.40||Panel 1: Regulatory Observer – Expectations & New Developments for 2020|
Much attention has been given to the importance of the financial stability of the banking sector and the impact of regulatory measures on the NPL sector.
What are the biggest obstacles to the effectiveness of the SEE NPL market and can we expect positive improvements on the horizon?
Barbara Cerinski – Managing director, EOS Matrix Croatia
|11.40 – 12.00||Networking break / coffee & tea|
|12.00 – 13.00||Panel 2: Offloading NPLs – Are Bad Loans a Silver Lining for the Banking Sector?|
Low interest rates have seriously dented profitability for many banks in Southeast Europe, but one of the few positives in the sector are the low level of NPLs. The reduction in NPLs, largely due to efforts by regional governments and regulators as well as bank efforts to enhance their NPL management capabilities, is not necessarily an indication of a brighter, more profitable future. How will banks respond and how will it affect the SEE NPL market?
Vedrana Jelušić Kašić, Partner, Deloitte
|13.00 – 14.00||Lunch|
|14.00 – 15.00||Panel 3: Redefining Loan Portfolio Transactions – Are Receivables a New Opportunity for Investors?|
Typically, the focus of NPL market discussions is on the sale of large NPL portfolios from banks to big investors. But what about smaller investors that are buying single receivables from companies that have invested in these big portfolios? What motivates investors to buy receivables secured by real estate? How do they identify opportunities and define their purchase price? What experience can they share and how can they motivate other potential buyers who want to invest their money in receivables. What concerns do sellers and buyers have about current market developments, i.e. the economy, low interest rates, increasing real estate prices, etc.?
Bernhard Melischnig – Managing director, EOS Matrix Croatia
|15.00||End of the day|