Agenda 2023

• Trends in the financial market and economic outlook, with a focus on South East Europe
• Which industries are most likely to default in the next 12 months? Which industries have shown an increase in have shown resilience in the past year?
• Are spillover effects of the crises already showing – European vs. non-European countries
• Regulatory updates – what is new in the European NPL market regulatory framework?
• Regional overview of insolvency law
• Servicers licensing

Moderator: Marko Mićanović, Attorney at Law

Speakers:

• Uglješa Džambić, Head of Off-site Banking Supervision Division, National Bank of Serbia, Serbia
• Ognjen Popović, Assistant Minister in charge of the Financial System Department, Ministry of Finance of the Republic of Serbia
• Karlis Bauze, Senior Financial Sector Specialist, FinSAC, The World Bank, Austria
• Matej Pirc, Executive Director, Slovenian Sovereign Holding, Slovenia
• Jelena Jović, Managing Director, EOS Matrix Serbia

• An overview of curent NPL transactions in Western Balkans market?
• What types of assets are currently on sales?
• Who else is on a sales side, besides the banks?
• What to expect once you buy the NPL portfolio?

Moderator: Mirela Ibrahimović Ćato, Co-founder and Managing Director, ODM Collections B&H

Speakers:

• Biljana Seratlić, Head of Department for non performing assets management and collection, NLB Banka Banja Luka
• Nikola Bošković, Head of Credit Risk Management & DAM Department, Addiko Banka Crna Gora
• Daniela Todorovska, Corporate Attorney at Law in collaboration with VP Law Firm, North Macedonia

• Impact of Environmental, Social, and Governance (ESG) requirements on lending activities and the extent of implementation by banks and other lenders
• The new zero-carbon policy’s effect on Real Estate portfolios – asset or burden?
• Increasing investor demand for green portfolios and the reasons behind it
• Potential influence of ESG requirements on NPLs

Moderator: Uroš Milosavljević, Associate Partner, KPMG, Serbia

Speakers:

• Sonja Miladinovski, Head of Risk Governance and ESG Risk Coordination Directorate, OTP banka Srbija
• Martina Kalamiza Grozdek, Partner, Lovrić Novokmet & Partners, Croatia
• Milena Milosavljević, ESG expert, Germany

• Current credit approval criteria employed by lenders – how to adequately assess risks in conditions of uncertainty
• Market structure for borrowers (retail/corporate) and its impact on future NPL volume forecasts
• Strategies employed by banks for managing off-balance sheet NPLs
• Diversifying the NPL Market – Exploring Different Asset Classes
• Strategies to attract new investors to the region – an overview of available products and asset classes (retail NPLs, BNPLs, and secondary loans from failed securitizations)
• Early communication of warning signs for pre-default vs. deep-default assets

Moderator: Jasna Nedić, Founder & Director, New Angles Consulting

Speakers:

• Vojislav Lazarević, Chairman of the Executive Board, Addiko Banka, Serbia
• Ifeta Jahić, Head of Special exposures Non-Retail and Collateral management, Raiffeisen Bank, Bosnia and Herzegovina
• Gabor Bakonyi–Kiss, Vice President, Laub Capital
• Jelena Vuletić, Member of the Management Board, Hipotekarna Banka, Montenegro
• Petar Mrkonjić, Managing Director, EOS Matrix Bosnia & Herzegovina

• How has regulation in Montenegro impacted the NPL market, and what were the main challenges?
• Pending legislation in Croatia raises expectations and concerns about its impact on NPL market dynamics. What effects, challenges, and advantages might this regulation bring?
• Serbia’s lack of specific regulations prompts discussions on potential impacts, challenges, and the need for an effective NPL management regulatory framework.

Moderator: Jelisaveta Janić, Partner – Attorney at Law and Head of the Banking & Finance Department, VP Law Firm, Serbia

Speakers:

• Bojan Fras, Vice-governor, Croatian National Bank
• Nikola Bašanović, Head of Directorate for licensing, approvals, measures and compliance, Central Bank of Montenegro
• Miloš Simonović, Managing Director, SVEA Finance and Creditexpress Serbia

• Real estate market trends and their impact on collaterals in secured loan portfolios – A SEE perspective
• Assessment of current RE valuations and related risk in making credit decisions
• Suitability of current valuation methodologies for the current financial and real estate market conditions
• The significance of comprehensive asset information in the valuation process

Moderator: Bryan Beaton, Managing Director, Atrium Property Services, Serbia

Speakers:

• Dejan Hadžić, Head of Insurance and Real Estate Unit, Ministry of Finance of the Republic of Serbia
• Ognjen Rogačev, Senior Officer for Collateral Assessment, UniCredit Bank, Serbia
• Patrick Franolić, Managing Director, Spiller Farmer Ltd., Croatia
• Krešimir Maskalan, Head of the Restructuring and Collection of Retail Secured, EOS Matrix Croatia

• Strategies employed by companies in handling NPLs
• Role of factoring in injecting much-needed liquidity

Speakers:

• Milan Sekulić, Head of Trade Finance and WoCa, UniCredit Bank Serbia
• Radan Uzelac, Head of Credit Insurance Department, Wiener Städtische Insurance, Serbia